John R Reynolds
MSc FPFS Chartered FCSI CFPTM
Independent Certified and Chartered Financial Planning Adviser
Professional Experience & Leadership
September 2019 - Present
Partner, SMF Holder & Regulated Adviser
Expert Pensions Advice LLP
- Provides regulated **Pension Transfer Specialist (PTS)** advice (CF30 practitioner).
- Manages strategic direction and governance, holding **Senior Manager Functions (SMF) 16, 17, and 27** (MLRO, Compliance, Partner).
April 2017 - 2025
Financial Planning Mentor & Consultant
Expert Pensions Consulting Ltd
- Focus on **mentoring and coaching** Financial Planning Advisers.
- Provides expert technical support and assistance with regulatory rules for senior managers in regulated firms.
July 2010 - April 2023
Owner/Founder (Successful Exit)
Expert Pensions Ltd
- Designed and delivered structured online study plans for IFAs targeting Chartered status.
- Successfully sold business to Redmill in 2023.
Education & Chartered Qualifications
Chartered Status & Advanced Diplomas
- **CFPTM Certified Financial Planner** (CISI Level 7 Advanced Diploma, May 2021)
- **Chartered FCSI** (CISI, March 2017)
- **FPFS** (Fellow of the Personal Finance Society, 2010)
- **APFS** (2009)
Academic Degrees & Professional Certifications
- **MSc** in Financial Planning and Business Management (MMU, 2015/16) [Merit]
- **IMC** (CFA) (2009) & CISI PCIAM Investment exam (2015)
- **CISI PTPA** (Pension Transfer Specialist exam, 2017)
- Certificate in Training Practice (CITP, CIPD 2004/5)
- BSc(Chem) (Heriot-Watt University, 1984)
Leadership Oversight & Behavioral Strengths
Professional Development & Oversight
**TPI IGC Chairman/Member (2017-2021):**
Managed oversight for True Potential Investments IGC, covering approximately **£1.5 Billion** in Funds Under Management (FUM).
Core Behavioral Strengths
- Personable coach and mentor
- Emotionally mature communication with high integrity
- Pragmatic "can do" approach